I got to the office, and the lady who I spoke to was pleasant and helpful. She told me that whilst I was living on my own funds I needed proof of medical insurance. I have an EHIC card, which I used whilst I was living in Finland without any problems, and I thought this would also be sufficient here. She told me this wasn't enough to get a personnummer, and that I needed an S1 form from the health service in England. She recommended I arrange this and then come back. This was a slightly frustrating turn of events, but didn't seem so difficult to resolve.
Finding out how to acquire this form was a struggle in itself. It is not available online, and when I googled the form I found countless forums and discussions from English people living in various European countries who couldn't work out how to acquire the form or were having problems with it. I also found a discussion between English people in Sweden that did not fill me with optimism, as it outlined many people's problems with either getting the form or being accepted by the Swedish authorities whilst they were in the same financial position as I am. The NHS website was useless quite frankly, and I eventually found a UK contact number on a forum.
I called and explained my situation, and was promptly informed that I'm not entitled to the S1 form! Since June the form is only issued to pensioners or people working for UK companies overseas. Prior to June they would have taken my National Insurance number to find out how much I had contributed, and then worked out how long my form should be valid for based on that. As Sweden requires coverage for at least one year that might not even have been successful. I actually said to the woman on the phone "So they're telling me I can't register without this form and there's no alternative, and you're telling me I'm not entitled to it and there's no alternative, so basically I'm stuck." Her response was "Yes."
The only other option if I really want to register at this point is to pay for private medical insurance, and I'm not going to do that. Before looking into the process I assumed I'd need a job before anything else, the same as in Finland, and this seemed like a faster way to get things done. Clearly not, so I just need to concentrate on finding work, which is obviously one of the main priorities right now.
This has dragged me down a bit and I'm not brimming with confidence right now. I know I can't fall at the first hurdle, and I know I can only make so much progress in a couple of days, but I'm not used to being in such an unstable position. This was my choice so maybe I shouldn't feel sorry for myself about it. I know that living in Finland was far from straightforward at times, and it seems I'd conveniently forgotten about the problems I had. At least I can rest assured that I'm far from the only one who has experienced this problem, even before the policy with the S1 form changed. As the personnummer isn't even necessary unless I'm definitely staying at least a year I think I should stop worrying so much, stop expecting so much of myself, and just get back to working on a house and job. In a couple of weeks if I'm still struggling I'll have to think about what to do. I hope it works out.
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